Do I need to send a 1099-NEC?

Add each contractor you paid for services this year. This checker tells you which ones need a Form 1099-NEC and which are missing a W-9. Everything runs in your browser. Nothing is sent or saved.

Contractor name

Total paid for services in the year (USD)

Reporting threshold (USD)

Paid by card or payment platform (USD, not counted)

Entity type

Signed W-9 is on file

The threshold is $2,000 for payments made in 2026. Check the current IRS instructions for Form 1099-NEC if your year is different.

Your list

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Want the full record-keeping system?

The 1099 Contractor Payment Tracker (Excel and Google Sheets) keeps every payment and W-9 for the year, totals each contractor, and builds your January list. Get it here: https://datguyusa.gumroad.com/l/qxwnq

This checker is a helper, not tax advice. Check the IRS instructions on irs.gov before you file. Made with AI assistance and checked by a person before release.